Payday Loans Article

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Forbes - South Carolina senators agreed Tuesday to limit payday loans to no more than $500 at a time and create a list of borrowers that businesses must check before lending money. The tougher regulations would also double licensing fees for payday lenders ...

S.C. Senators Set Payday Loans Limits

The State - The S.C. Senate voted Tuesday to curb payday lending, passing a provision even tougher than a compromise reached last week and coming close to considering a ban on the high-interest, two-week loans. During four hours of debate, senators supporting a ...

Payday lending in South Carolina | Senate votes to limit loans

Potomac News - Both the House and Senate included 36 percent interest caps in their bills, but each allowed payday lenders to charge additional fees similar to those already in place. Several neighboring states do not allow payday loans, while Washington, D.C ...

Group calls for payday lending reform

Times and Democrat - COLUMBIA, S.C. - The state Senate has agreed to tougher new restrictions on payday loans, but stopped short of banning the industry in South Carolina. The restrictions include a borrower database, loan caps and a ban on multiple loans in a seven-day ...

Senate agrees to payday lending restrictions

Arizona Daily Star - PHOENIX — Insisting the product may be necessary, a Senate panel voted Monday to keep the payday-loan industry alive in Arizona until at least 2012. The 3-2 party-line vote by the Senate Committee on Financial Institutions and Insurance came over ...

Senate panel supports payday loans

The State - A campaign begun last year to limit payday loans will face a critical test todayas S.C. senators debate a compromise that has grudging support from both finance companies and consumer advocates. The bill would allow payday lenders to earn their same ...

Showdown looms for payday lending bill

WCPO - Avoid cash advances and payday loans: Their interest rates will put you deeper into a hole. --And visit a non profit credit counselor, which may be able to renegotiate some debts. Most consumer groups recommend "Consumer Credit Counseling," with local ...

Digging Out Of A Money Trap

East Valley Tribune - Critics of high-interest payday loans are asking voters to put the industry out of business this year through an initiative petition drive that aims for the November general election. They claim payday loan stores target the poor and trap them in an ...

Critics cashing in on payday loan hysteria

Wisconsin State Journal - ... show just how they aren't "discriminating," payday lenders are now clustered around government-subsidized housing for seniors and people with disabilities, just as they are around military bases, where young soldiers often get hooked on payday loans. ...

Dave Zweifel: Payday loan sharks circle the vulnerable

Washington Post - Members of the military use payday loans three times as often as civilians, a Defense Department study found. With a payday loan, you borrow against a future paycheck. Congress was so concerned about payday loans for military personnel that it capped ...

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