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Why Money by Midnite?
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We Answer Your Questions

Everything You Want To Know

 

Payday Loans? Cash Advances? What are they?
Both phrases are used to describe short-term loans that can be used to cover anything from unexpected expenses to routine bills that would otherwise go unpaid. No matter how you spend an advance or pay it back, most consumers agree that they are an invaluable financial tool for people that have no other way to supplement their revenue during a time of need.

Sounds great! How do I qualify for one?
These requirements often vary from lender to lender:

- employed or receive a regular source of income
- this income source must provide at least $1000 per month
- in possession of a bank account with direct deposit
- at least 18 years old and a US Citizen

What if I have a bad financial history?
Because your loan is actually secured against a future income, your financial situation is irrelevant. As long as you are employed you have a good chance of getting approved for this service.

Do I need direct deposit enabled on my account?
Yes. In order to serve you better, lenders require that your bank account is setup to receive direct deposits.